USDA Home Loan

Borrowers in designated eligible USDA areas can get a loan with flexible down payment options.
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  • Up to 100% financing available
  • Available for purchase, cash-out or rate-term refinance
  • Home must be in a designated eligible USDA area
  • Not limited to first time homebuyers
  • Income limits to qualify vary by location and household size

Angel Oak’s USDA / Rural Development home loan is a mortgage for homebuyers in qualified rural areas.

AL
AZ
AR
CA
CO
CT
DE
FL
GA
ID
IL
IN
IA
KS
KY
LA
ME
MD
MI
MN
NV
NH
NJ
NM
NC
OH
OK
OR
PA
RI
SC
TN
TX
UT
VT
VA
WA
DC
WV
WI

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Product FAQ

General FAQ

What Is A USDA Home Loan?
The USDA loan is a mortgage loan for rural homebuyers. These loans are issued by USDA approved lenders and guaranteed by the U.S. Department of Agriculture.
Can A First Time Homebuyer Qualify For A USDA Loan?
Yes, these loans are for first-time homebuyers and buyers who have purchased homes before.
Is A Down Payment Required For A USDA Loan?
Qualified borrowers can purchase a home without a down payment. A lender can offer more information about down payment options and eligibility.