Jumbo Home Loans

Our Jumbo program consists of Gold Prime, Prime Jumbo and non-QM Platinum Jumbo. These loan options allow flexibility to purchase the home of your dreams!
Get Started
Get Started

Gold Prime Jumbo

  • Up to 50% debt-to-income
  • As low as 10% down based on requirements
  • Loan amounts up to $3.5 million
  • Primary, second home and investment properties
  • Single family, townhomes, and warrantable condos
  • Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Purchase, cash-out and rate-term refinance

Prime Jumbo

  • Loan amounts up to $3 million
  • Primary, second home and investment properties
  • Single family, townhomes, and warrantable condos
  • Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Purchase, cash-out and rate-term refinance

Non-QM Platinum Jumbo

  • Loan amounts up to $3 million
  • Primary, second home and investment properties
  • Single family, townhomes, warrantable and non-warrantable condos
  • Four years out of foreclosure, short sale, bankruptcy or deed-in-lieu
  • One year tax return program available
  • Purchase, cash-out and rate-term refinance
  • 40 year fixed interest-only available*

Angel Oak Home Loans Jumbo program consists of Gold Prime, Prime Jumbo, and non-QM Platinum Jumbo mortgage options. A Jumbo loan is for home purchases that exceed the conforming limit set by the FHFA. Our non-QM Platinum Jumbo loan is for homebuyers who just miss Prime qualifications.

AL
AZ
AR
CA
CO
CT
DE
FL
GA
ID
IL
IN
IA
KS
KY
LA
ME
MD
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NC
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
DC
WI
WY

Let's Get Started

Property State
Loan Purpose
Looking For A Specific Mortgage Advisor?
Are You Self-Employed?
Residence Type
Credit Score
success check icon
Thanks! A Mortgage Advisor Will Be In Touch With You Shortly.
Oops! Something went wrong while submitting the form.

Product FAQ

General FAQ

What Is A Jumbo Loan?
A Jumbo loan is a mortgage loan that exceeds the conforming limits set by the Federal Housing Finance Agency. A Jumbo loan can help home buyers purchase or refinance higher priced properties.
What Is The Jumbo Loan Limit?
A Jumbo product is used for a loan amount that exceeds the conforming loan limit in your area. At Angel Oak Home Loans, our Jumbo loan products have a maximum loan amount of $3 million and a minimum loan amount of $250,000.