- Purchase and refinance options available
- Down payments can be gifted with required source verification
- Seller can contribute up to 6% of the purchase price towards the buyer’s closing cost
- Down payments as low as 3.5%*
Angel Oak’s FHA product is a government insured loan through the U.S. Federal Housing Administration. This loan is for homebuyers who need a lower down payment option and/or flexible credit requirements. Eligible borrowers can qualify with as little as 3.5% down based on their credit score. *The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.