Our full doc Portfolio Select mortgage loan allows just one year out of foreclosure, short sale or deed-in-lieu and two years out of bankruptcy. No need to wait seven years to purchase or refinance with this flexible loan solution!
Angel Oak’s Portfolio Select home loan is a full doc mortgage that only requires one year out of foreclosure, short sale, or deed-in-lieu and two years out of bankruptcy. Homebuyers with these circumstances or other credit events may not meet the requirements of strict traditional underwriting guidelines. Portfolio Select was created specifically for these “just missed” homebuyers.