Angel Oak Home Loans LLC

Please note: Angel Oak Home Loans LLC is no longer originating new loans

Customer Service

Angel Oak Home Loans LLC will maintain records at
980 Hammond Drive, Suite 850B​, Atlanta, GA 30328, the address of its parent holding company, Angel Oak Lending LLC.

If you have customer service inquiries, please email:

Angel Oak Home Loans LLC is no longer originating new loans. If you visited for assistance with a loan program, an affiliate lender may be able to assist.

For information regarding products offered by our affiliate, a separate entity, please click the Take Me To Angel Oak Mortgage Solutions LLC link.

By clicking the link, you will be redirected from the Angel Oak Home Loans LLC website to the Angel Oak Mortgage Solutions LLC website. If you wish to continue, please click the button below.

Take Me To Angel Oak Mortgage Solutions LLC
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Loan Servicing Information

Loan Servicing

For loan payment and escrow inquiries
Toll Free: 844.209.7423
Direct: 404.991.5105

If you have loan servicing questions, please email:

Why Has My Loan Been Transferred?

It is our intention to contract with a subservicer(s) who collects payments from borrowers and manages the escrow accounts for taxes and insurance, including making the tax and insurance payments in a timely manner.

Subject Property Located In California?

Effective January 1, 2013, the California Homeowner Bill of Rights (HBOR) was enacted to ensure fair lending and borrowing practices for California homeowners. The intention of CA HBOR is to assist borrower(s) who are struggling to make his or her mortgage payments by exploring options that may be available in efforts to avoid foreclosure.

Depending on your financial situation and/or circumstances, some of the options that may be available include, but are not limited to, certain programs such as Loan Modifications and others:  Making Home Affordable (MHA), Assistance Programs (e.g. “U.S. Treasury’s Home Affordable Program (HAMP)” or “Home Affordable Alternatives” (HAFA).If you are a borrower protected under the California HBOR and wish to explore options that may be available, please contact our AOHL Loan Servicing Department toll free at (844) 209-7423.

Please be aware that having certain financial documents on hand will assist the representative when discussing options available for avoiding foreclosure. Some of the financial documents include, but are not limited to, your most recent paystubs, W-2’s, bank statements, tax returns, etc.

You may also want to consider contacting the United States Department of Housing and Urban Development (HUD), toll free at (800) 569-4287, to find a HUD-Certified Housing Counseling Agency who may provide additional guidance regarding financial situations and/or circumstances.

Additional information for Texas Consumers:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at