Your Full-Service Mortgage Lender

Built For Speed. Driven By Service. Close Quickly With Angel Oak Home Loans.
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Portfolio Non-QM Loans

Our Specialized Mortgage Products

Bank Statement Home Loan

A Mortgage For Self-Employed
Our Bank Statement product allows eligible self-employed borrowers to qualify using personal or business bank statement. No tax returns required.
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Jumbo Home Loans

For Higher Valued Homes
Our Jumbo program consists of Gold Prime, Prime Jumbo and non-QM Platinum Jumbo. These loan options allow flexibility to purchase the home of your dreams!
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Investor Cash Flow Loan

For Real Estate Investors
Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify.
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Business Elite

Better Pricing For Qualified Borrowers
Our Business Bank Statement Elite product allows eligible self-employed borrowers to qualify using business bank statements. No tax returns required.
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"Tara and her team were terrific! They had everything ready to go for the closing! They were so good to us throughout this journey!"

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Sherry H
five stars

"Thanks again for outstanding work with the loan process! It was wonderful meeting you and I will continue to recommend you to family and friends."

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Dr. Howard
five stars

"I just wanted to compliment William Lee and his team on the professional and diligent efforts they put forth to close my loan. Mine wasn't the easiest, but William and his experienced team walked me thru the process and successfully closed in what I believe to be record time. I would recommend them to anyone. Keep up the great work"

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William R
five stars

Customer Reviews

4.9
five stars1,002 Google reviews

Angel Oak Home Loans is proud of our reviews and rankings and will strive to continue this approach with all our customers.

Traditional Loans

Traditional financing along with VA, FHA, and conventional mortgage options.
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For payments and loan servicing information: 844.209.7423To speak to a loan officer about a new loan: 833.471.0594
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Licensing & DisclosuresPrivacy PolicyTerms of UseAngel Oak Companies

Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, AR, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act , CO, DC, FL, GA #32379, ID, IL, IN, KY, LA, ME, MD, MI, MN, MS, MT, ND dba AOHL LLC, NE, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, ND dba AOHL LLC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VT, VA, WA dba AOHL LLC, WV, WI, WY. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms, and conditions are subject to change at any time without prior notice. Not all borrowers will meet the requirements necessary to qualify.  All loans are subject to credit and property approval.  Other restrictions and limitations may apply.