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Program Spotlight: Cash Flow Mortgage Program for Self-Employed Borrowers

Self-employed and having difficulty obtaining a mortgage?

Angel Oak Home Loan's Cash Flow Program enables self-employed borrowers the ability to qualify based on a 24-month average of deposits into their personal bank account.

  • Income requirements: Based on 24-month average deposits in personal bank statements
  • Credit requirements: 3-year seasoning for foreclosure, short-sale or deed in lieu
  • Housing history: 0x30 in past 12 months
  • Down payment: Minimum of 20%, determined by credit score
  • Occupancy: Owner occupied and second homes
  • Loan amounts: Up to $1 million

Learn more about mortgage programs for homebuyers' unique situations

Angel Oak mortgage programs for self-employed homebuyers

Angel Oak Home Loans is a full-service mortgage retail lender. Our company provides home loans offerings for a variety of circumstances and situations. Please contact us to find out what Angel Oak Home Loans mortgage programs are available in your area.

Learn more about the Angel Oak Home Loan mortgage programs