Offering a diverse range of products to meet your needs

Our Products

In Angel Oak’s family of companies, Angel Oak Home Loans LLC (AOHL) is a full service retail mortgage lender based in Atlanta, GA. Our sister company, Angel Oak Capital Advisors, LLC is an SEC registered investment advisor with over $5.5 billion in assets under management as of 8/24/2015. The combination of AOHL’s expansive capital markets knowledge and non-agency expertise has enabled us to complete the rollout of the 3rd generation of the Portfolio Series.

These programs are specifically designed to drive additional sales in today’s competitive purchase environment.

I need a jumbo mortgage.

Performance Jumbo

I need a mortgage and my situation is less than perfect.

Portfolio Select

I need a new mortgage but have had a foreclosure or short sale.


I want to buy or refinance investment properties.

Investor Cash Flow

Portfolio Select

Are you “just missing” the opportunity to purchase a home due to tight lending standards set by the big banks? Angel Oak’s Portfolio Series Loan might be the right product for you.

- Loans Up To $3 Million (Minimum $75,000)
- Credit Scores Down To 620
- Up to 90% LTV (No MI)
- Interest Only Program Available
- Cash Out For Reserves OK
- Gift funds allowed
- 5/1 ARM or 30-year fixed
- Seller Concessions To 6% (2% For Investment)
- 2 Years Seasoning For Foreclosure, Short Sale,
- Owner-Occupied, 2nd Homes, And Investment
- Non-Warrantable Condos Considered
- No Pre-Pay Penalty For Owner-Occ And 2nd
- SFRs, Townhomes, Condos, 2-4 Units
- DTI up to 50% considered
- Rate enhancement if QM

For more information contact us here or fill out an loan inquiry

I am searching for the lowest rate.


I am a Military Veteran or currently active serving.


I am seeking a low down payment.


I am buying a home in a rural area.


I would like a fixed rate mortgage.

Fixed Rate

I am self-employed and need a mortgage.

Bank Statement

I need a low down payment jumbo mortgage.

Jumbo Buster

Refinance your second home or investment property.

Foreign National