Offering a diverse range of products to meet your needs

Our Products

In Angel Oak’s family of companies, Angel Oak Home Loans LLC (AOHL) is a full service retail mortgage lender based in Atlanta, GA. Our sister company, Angel Oak Capital Advisors, LLC is an SEC registered investment advisor with over $5.5 billion in assets under management as of 8/24/2015. The combination of AOHL’s expansive capital markets knowledge and non-agency expertise has enabled us to complete the rollout of the 3rd generation of the Portfolio Series.

These programs are specifically designed to drive additional sales in today’s competitive purchase environment.

I need a jumbo mortgage.

Performance Jumbo

I need a mortgage and my situation is less than perfect.

Portfolio Select

I need a new mortgage but have had a foreclosure or short sale.


I want to buy or refinance investment properties.

Investor Cash Flow

Investor Cash Flow

Are you looking to expand or build your real estate portfolio? Angel Oak may have the solution! Investor Cash Flow was created to serve your real estate investment goals!

- No Personal Income Used To Qualify
- Qualification Based On Property Cash Flow
- Credit Scores Down To 660
- Rates Starting In The Low 6's
- Up to 75% LTV (Up To 80% NOO On Other Programs)
- No DTI Restrictions
- 2 Years Seasoning, Foreclosure, Short Sales, BK, DIL
- Must have Housing History And own a primary home
- No Limit On Number Of Properties Financed (5 With AOHL)
- Loans Up To $1 Million (Minimum $75,000)
- Seller Concessions To 2%

For more information contact us here or fill out an loan inquiry

I am searching for the lowest rate.


I am a Military Veteran or currently active serving.


I am seeking a low down payment.


I am buying a home in a rural area.


I would like a fixed rate mortgage.

Fixed Rate

I am self-employed and need a mortgage.

Bank Statement

I need a low down payment jumbo mortgage.

Jumbo Buster

Refinance your second home or investment property.

Foreign National