Offering a diverse range of products to meet your needs

Our Products

Angel Oak Companies is a diversified, financial services company focused on identifying opportunities in the lending and credit markets. Since 2008, Angel Oak Companies has successfully launched multiple businesses in three key areas:

Asset Management1

  • Over $6B in total Assets Under Management (AUM)
  • $3B in residential mortgage-backed assets
  • Invested over $600 million in subordinated-debt from banks ranging in assets from $500M to $20B


  • Established four lending platforms focused on mortgage and real estate financing: Retail, Consumer Direct, Investor, and Wholesale
  • Over $2.8B in origination since inception
1As of 3/31/17

I need a jumbo mortgage.

Performance Jumbo

I need a mortgage and my situation is less than perfect.

Portfolio Select

I need a new mortgage but have had a foreclosure or short sale.


I want to buy or refinance investment properties.

Investor Cash Flow

I am searching for the lowest rate.


I am a Military Veteran or currently active serving.


I am seeking a low down payment.


I am buying a home in a rural area.


I would like a fixed rate mortgage.

Fixed Rate

I am self-employed and need a mortgage.

Bank Statement

I need a low down payment jumbo mortgage.

Jumbo Buster

Refinance your second home or investment property.

Foreign National

I have unique credit needs

Credit Buster

I want to leverage my assets.

Asset Qualifier

Credit Buster

Sell more homes with the credit buster loan.

If you need a super hero loan program to save the day, Angel Oak Home Loans has the solution for you! Let AOHL put our “super powers” to work with the Credit Buster loan. A FHA Program that allows credit scores below 580.

- 500 Minimum Credit Score
- Max LTV 90%
- Max Ratios of 31/43 for energy efficient homes 33/45
- Must be DU Approve/Eligible
- Gifts Allowed-NO DPA or grants allowed
- Single Family and Condominiums

For more information contact us here or fill out an loan inquiry