2/27/17



Increasing Your Home’s Value: A How-To Guide

A look at the ways to increase your home's value.

11/1/16



5 First-Time Homebuyer Mortgage Options

A look at the most attractive financing options for new buyers.

9/24/16



These Cities Top The 'Mortgage Stress' List

Owning a home, for most of us, comes with certain built-in stress factors— maintenance, market value and a certain loss of housing flexibility among them.

9/20/16



With Mortgage Rates Cresting 3.5%, Will a Fed Rate Hike Drive Them Higher?

Mortgage rates are already rising, and the pace of the uptick may accelerate if the Federal Reserve boosts interest rates.

9/20/16



7 Tips for Reducing your Monthly Home-Mortgage Costs

Homeownership allows you to be king of your castle. You can afford a bigger castle if you learn to keep your monthly mortgage costs low.

9/20/16



Angel Oak announces a $132.65 Million Securitization of Non-Agency Residential Mortgages

This securitization marks the second offering of its kind by Angel Oak Capital and represents the firm’s commitment to revitalizing the non-QM mortgage market.

8/31/16



Angel Oak Home Loans Grows National Presence with New Branch Openings

Firm sets stage to serve more individuals in key states.

7/14/16



Could Brexit Actually Be a Positive for U.S. Real Estate?

How the surprising result of the U.K. referendum may offset other expected market effects later this year.

6/21/16



Why a 30 Year Home Mortgage May Leave You House Poor

Don’t take any aspect of home finance lightly, especially if you are a first-time buyer.

6/6/16



Atlanta’s Lending Environment

Whitney Fite, President of AOHL on the lending environment in Atlanta.

4/25/16



How Interest Only Mortgages Work

Here is a short guide to this type of mortgage.

4/1/16



Plenty of Low Down Payment Programs Available to Buyers

Learn more about the myths surrounding low down payment mortgages.

3/9/16



7 Reasons Why Younger Americans Will Buy a Home This Year

Millennials are definitely in the market for a new home in 2016. Here are some logical explanations you may not have considered.

12/17/15



Angel Oak Announces $150 Million Securitization of Non-Prime Mortgages

“Exciting times for Angel Oak Companies! Announced today the completion of its first securitization of non-prime whole loans. The loans, which total $150.4 million in aggregate, were originated by two of Angel Oak Capital's affiliate companies-Angel Oak Mortgage Solutions and Angel Oak Home Loans."

12/8/15



Broader View of Credit to Ease Mortgage Qualifying

Whitney Fite, President of AOHL on the easing of credit liquidity in mortgage markets

10/20/15



Millennials-Viewpoint

Whitney Fite, President of AOHL discusses the mindset of Millennial clients

10/13/15



The downsides of a 15-year mortgage

AOHL President Whitney Fite on how a 15-year mortgage can impact monthly expenses

9/17/15



What Higher Interest Rates Mean for Consumers

Whitney Fite, President of AOHL in USA Today on how higher rates will affect mortgage accessibility

9/14/15



Winners and Losers Under Higher Interest Rates

Whitney Fite, President of AOHL in USA Today on how a Fed rate increase will affect the mortgage market

7/17/15



TRID: The latest in Mortgage Regulation

Learn more about one of the largest mortgage lending regulatory changes in history.

6/2/15



How soon can you get a mortgage after foreclosure?

Whitney Fite, President of AOHL on how borrowers can get a mortgage after foreclosure.

5/27/15



Our Own Whitney Fite on His Industry Thoughts and Experiences

Atlanta Agent Magazine's Agent Snapshot features Whitney L. Fite, the president of Angel Oak Home Loans LLC.

3/2/15



Whitney L. Fite’s Top 5 Factors for Atlanta’s Housing Market

Atlanta Agent Magazine talked with Whitney L. Fite, the president of Angel Oak Home Loans LLC, for his top five factors for Atlanta’s housing market.

1/26/15



Rent vs Buy in 2015: What’s the Right Move in Housing This Year?

Housing decisions are never easy, but the New Year is a good time to reevaluate whether renting or buying is right for you.

1/15/15



Can Part-Time Income Help You Get a Mortgage?

Whitney Fite, managing director of Atlanta-based Angel Oak Home Loans LLC, says that lenders are more likely to consider part-time history if borrowers have received that income on a consistent basis for at least two years.

12/17/14



New Lenders Like Angel Oak Home Loans Are Giving Borrowers with Credit Blips Some Hope of Obtaining Home Mortgages

“It’s such a tight credit box,” says Whitney Fite, the SVP, Managing Director. “On paper if you have a foreclosure you’re a terrible risk, but it can’t be that way. You have to put some common sense into this and look for areas that banks won’t go. It’s a very underserved area of the market.”

12/10/14



Lenders, Economists Need More Jobs Reports Like November's to See Housing Return

“The jobs report is a big indicator on the potential for the first-time homebuyer to reenter the marketplace; they've been widely absent the last few years, and you won’t see a healthy recovery without first-time buyers in the market,” Fite told Scotsman Guide News.

12/5/14



Lending Outside the Guidelines

Angel Oak Home Loans, a retail lender in Atlanta, is offering loans of up to $1 million under a program geared toward borrowers who have had an isolated negative credit event like a short sale or foreclosure.

11/5/14



Managing Director Whitney Fite discusses down payments in Market Watch

Learn more about the challenges facing borrowers in, "Saving for a down payment? It could take you until 2027."

10/13/14



Angel Oak Home Loans cited in Bloomberg as flexible lender

The piece, "You Don't Need to Be Perfect to Get a U.S. Loan Anymore", discusses the new environment for mortgage lending.

10/3/14



Angel Oak Home Loans adds new leadership

We're pleased to announce the hiring of Richard Staley as Chief Production Officer, and Chris Lewis as Business Development Officer