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Conventional Mortgage Loan Offerings and Portfolio Select Mortgage Programs from Angel Oak Home Loans

Angel Oak Home Loans ensures that qualified prospective homeowners will be able to obtain mortgage products that will work for them

February 18, 2015

Headquartered in Atlanta, Angel Oak Home Loans LLC is a mortgage lender dedicated to providing a range of conventional mortgage programs and flexible mortgage programs designed to meet the needs of today’s new homebuyers. These mortgage loan products include a variety of different options, with highlights including Angel Oak Home Loans Portfolio Select, a program designed to help pending homeowners with poorer credit than allowed by most institutional mortgage lenders to obtain mortgages. Each of Angel Oak’s home loan programs addresses a different consumer need, enabling Angel Oak Home Loans to provide solutions to homebuyers of all kinds.

Angel Oak’s conventional loan offerings include fixed rate mortgages, adjustable rate mortgages, and 97% LTV, available for the purchase of, the refinancing of, or cash out refinance transactions in properties such as residences, second homes, and investment properties. These Angel Oak mortgage loan products allow for the funding of a home loan in a more conventional way.

Angel Oak’s Portfolio Select mortgage program assists prospective homeowners and homebuyers with credit scores as low as 640 to purchase homes when most other lenders, restricted by tight lending standards, would reject the risk. Angel Oak Home Loans Portfolio Select offers loans with easy approval and flexible underwriting in amounts of up to two million dollars for qualifying loan inquiries.

Angel Oak Home Loans is proud to be a mortgage lender providing people the opportunity to obtain mortgages they may not be able to at other institutional lenders, despite being of qualifying standards. Angel Oak Home Loans ensures that qualified prospective homeowners, and especially new homeowners, will be able to obtain mortgage products that will work for them.


Angel Oak Home Loans is a full-service mortgage retail lender. Our company provides home loans offerings for a variety of circumstances and situations. Please contact us to find out what Angel Oak Home Loans mortgage programs are available in your area.

Learn more about the Angel Oak Home Loan mortgage programs