Builder Services Group

INNOVATIVE. STRATEGIC.
EXPERIENCED.

Expect more. Build more.

At Angel Oak Home Loans, we understand the unique needs of our builder and developer partners. Our Builder Services Group was designed specifically with this in mind - a dedicated team of new construction experts dedicated to supporting your success.

Benefits of Angel Oak Builder Services Group

  • Tailored Workflow - Customized to your business. Leads to quicker decisions and faster turn times.
  • Dedicated Pipeline Liaison - One point of contact to provide detailed status updates on your pipeline.
  • Customized Appraisal Panel - We will establish an experienced panel of appraisers for each subdivision that specialize in new home construction.
  • Personalized Communication - All parties involved in the loan process will receive automated loan status updates throughout the life cycle of the loan.
  • Marketing Support Team - A comprehensive suite of customized marketing services managed by our marketing team.
  • Proprietary Portfolio Products - Will lead to additional sales to increase what matters most…your bottom line!

Embark on an innovative approach to supporting the new construction business – We’ll lead the way.



New Construction Specialists

whitney-l-fite

Whitney Fite

Strategic Accounts

richard-staley

Richard Staley

Chief Production Offcer

your-advisor

Your Dedicated Licence Mortgage Advisor

mike-smeltzer

Michael Smeltzer

Chief Credit Risk Offcer

crystall-shaw

Crystall Shaw

Pipeline Liaison

liza-pevehouse

Liza Pevehouse

Credit Risk Specialist

leigh-ann-brown

Leigh Ann Brown

Marketing Director

kayte-tarantino

Kayte Tarantino

Marketing Specialist


Service Guarantee

Angel Oak Home Loans is committed to consistently delivering a superior client experience. It’s not only our promise…it’s our guarantee. If your experience with Angel Oak Home Loans did not meet your expectations after closing your loan with us, we will send you a check for $500.00. Simply contact us at 404.844.5553. We are determined to make it right! Whitney Fite, Strategic Accounts


aohl-satisfaction

Contact Us

Contact Angel Oak Home Loans for more information about our Builder Services Group.

Please provide the following:

  • First Name
  • Last Name
  • Phone Number
  • Company
  • A description of your inquiry

Success Stories

City: Jacksonville, Florida

Builder/ Client: Toll Brothers

Scenario: Customer built $600k home, putting 20% down. Customer had 750 credit score, but when sold home 24 months prior, had a short payoff on the 2nd mortgage. Loan went for final approval at big bank and was turned down. AOHL closed it on a Portfolio Product in 26 days.


City: Atlanta, Georgia

Builder/ Client: Edward Andrews Homes

Scenario: Customer had a complicated income stream and was previously turned down by two lenders. Customer was putting 10% down and had great credit. Using a "common sense" approach to calculating his income we were able to qualify him. The loan closed on our Portfolio Select Program in 20 days.


City: Orlando, Florida

Builder/ Client: Beazer Homes

Scenario: Customer needed an FHA loan but had a 565 credit score due to some old medical collections. Angel Oak was the one preferred lender that will go down to a 500 FICO on FHA. We closed the transaction in 26 days on a Spec Home.


City: Atlanta, Georgia

Builder/Client: Paran Homes

Scenario: Borrower is needing to down size as she is elderly and can’t continue to go up and down her stairs. She was denied from the other preferred lender for a deed in lieu of foreclosure that she had 1 year ago. They advised that she needed to wait 3 years to qualify for FHA. She called Angel Oak and we were able to put her into the Home$ense program.


City: Atlanta, Georgia

Builder/ Client: Meritage Homes

Scenario: Meritage declined loan for lack of income. AOHL closed loan on "Bank Statement" Portfolio Product.


City: Atlanta, Georgia

Builder/ Client: Minerva

Scenario: Self-Employed buyer had been turned down by one of the other preferred lenders due to inadequate income reflected on his tax returns. Our 24 Month Business Bank statement program allowed him to qualify based on 2 years of P&L's verified by the average deposits in his business account. Also a majority of the down payment was a gift.


City: Atlanta, Georgia

Builder/ Client: Edward Andrews Homes

Scenario: Client needed a 5% down jumbo loan which fit perfectly on our Jumbo Buster Program. The loan had started with another preferred lender that didn't offer this type of program. We closed it in 27 days.


City: Charlotte, North Carolina

Builder/ Client: Pulte

Scenario: In-house lender would not allow commission income to be used for qualification because borrower had changed jobs withinthe last year (same industry). AOHL used 24 month average and closed deal.


City: Atlanta, Georgia

Builder/ Client: Acadia Homes & Neighborhoods

Scenario: Customer goes to lender where they have a relationship. Bank cannot close due to short sale. Angel Oak closes in 30 days on a portfolio product.